You get a decision in seconds with the option to move on to a full application. You’re asked to enter basic information, including contact info and Social Security number. Indigo requires all applicants to prequalify before they will process the application. Option to prequalify for the card: Hard inquiries on your credit report can negatively impact your score.Access Mastercard benefits: The Indigo card offers a limited number of Mastercard benefits, including online identity monitoring through Mastercard ID Theft Protection, 24/7 assistance for lost/stolen cards with Mastercard Global Service, and a 15% savings on airport meet-and-greet services through Mastercard Airport Concierge.The better your credit, the better your chances of getting a $0 fee. Upon approval, you could be assigned an annual fee of $99 ($75 the first year), $59, or $0. You could be eligible for a $0 annual fee: The Indigo MasterCard has an annual fee, which is determined by your creditworthiness.$99 (annual fee varies depending on which card you qualify for it could be $0, $59, or $99 ($75 the first year)) If you’re not looking to front the money for your credit card before you can use it, then you should check out what the Indigo MasterCard has to offer. Though secured credit cards are generally better choices for establishing or rebuilding credit, they come with deposit requirements and your credit limit is only as high as the amount of money you deposit. Those with bankruptcies and other negative marks on their credit records could stand a decent chance at approval. The Indigo MasterCard is likely best for those who have poor or fair credit scores and have not had much success being approved for other unsecured credit cards. Choose from multiple card designs at no extra charge.
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